Have you applied for a home or business loan and had your Bank say “No”?
- Newly self employed?
- Maybe in the process of restructuring your business after a not so good year?
- Have poor credit history?
- Have tax arrears?
Or do you perhaps just not fit into your Bank’s criteria or other reasons.
SOS is well recognised as the universal code for “Emergency” being used by people who are in danger and who need help quickly - and especially by ships calling for help.
Commonly referred to as “Save Our Souls” or “Save Our Ship” – the SOS when used as a distress signal actually isn’t an acronym for anything at all....rather than being acronyms, “Save Our Souls” and “Save Our Ship” are actually backronyms….(who knew!)
The Government has announced that the banks will be offering a 6-month mortgage holiday to help homeowners deal with the financial implications of the COVID-19 crisis. For most households, mortgage repayments are one of the biggest regular expenses, so being able to avoid that payment is appealing and in some cases almost essential.
There are a few things you need to know…
I went to a networking event last week and an interesting question was raised by one of the members in the group which got us all thinking. That question was, “How would your business manage if you were unable to have face to face meetings or interactions with your clients?”
First time home-buyer and planning to use your Kiwisaver as part of your deposit? The New Zealand Herald has a good article today on some things you may like to think about. Our recommendation, is speak to your Kiwisaver Fund Manager or Adviser about your personal situation, to ensure that what you do or don't do is right for you.
So, you’ve decided to use the services of a Mortgage Adviser to help you with what is arguably one of your biggest investments. Before you make a decision on who you would like to act on your behalf as your trusted Mortgage Adviser, here are a few good questions to ask…